Cool Shortest Mortgage Term Ideas. Web the shortest mortgage term available is generally five years, but some go down to three years. Web a personal loan secured on property isn't an option either as the minimum term on these is typically three years.

In the uk the length of a mortgage varies between providers. At the other end of the scale, short term mortgages can be for as little as six months to two or five years. The minimum mortgage term you can find is usually two to five years, but it is possible to find mortgage terms.